I need help. I am 26 years old with horrible credit. I have never had a credit card, all of my stuff is from bad decisions and not having steady income. (was a server for almost 9 years)
Medical bills, eviction, car repossesion, you name it, somehow i got mysef into it.
Just in the past year or so have i realized how much its affecting my life and I want to do something to save my future.
At this moment im feeling overwhelmed and dont know where to start. I have seen info about the debit consolidation programs, but not trusting of them. How do i start paying off these people and companies, without going broke day to day?
names of comapies, help groups, anything would help at this point!!
Look, most of this was when i was younger. No need to go into personal life but i didnt have much direction and education in this. The people closest to me didnt beleive in the "system" and thats what i grew up hearing.
So i will flag judgemental answers for this question. I didnt really want to post in the first place, but i need real help with this.

** Its between $10,000 and $12,000. I was told for that amount it wouldnt be worth claiming banckruptcy. But its also way ove my head at this point in my life. **

I feel your pain! I too am 26 with pretty bad credit and have never had a credit card. Mine are from medical bills and utility bills that went unpaid because of stupidity. From the time the first thing was put on my credit report its almost been 7 years so its gonna start being removed from my credit report just for that reason. However some of it is a little newer so I plan on paying these companies in order of relevance next month when I receive a good amount of money. I don’t know debt consolodation web sites or anything like that. My advice is if your going to start paying things off make sure you have enough money to pay 1 entire item off at a time. I don’t really recommend making settlements with the collection agencies because I read that even though you made an attempt to pay off your debt it looks bad that you didn’t pay off the entire amount owed. I plan on paying off the most recent debts before paying off the older ones because chances are the older ones will fall off my credit report before I can pay them off.

for Server’s job

like in server as in waiter or waitress or server as in information technology server administrator? Need more info please.

Finally I configured both Outlook accounts one for the laptop and the other for the desktop both of one parent log in and password in Gmail. The problem is that both reflect different emails. The ones I have received on my laptop do not reflect on the desktop outlook account and the ones on my desktop dont show the emails received on the laptop. I have also requested one copy be on the server but how do I make them synchronized so that all emails can be viewed in one consolidation on both the accounts.

Thanks

I think by default Outlook is configured to retrieve messages from the email server. This means since you have two separate Outlook clients, whichever one access Gmail first will grab all new messages; when your next computer with Outlook signs on, it will find no new messages, and of course at that point you’ll have two Outlooks with two out-of-sync sets of email.

To keep them more or less in sync, you could set up Outlook so that it does not delete messages after downloading them. Then all your messages would be hanging out on Gmail (central to both computers). Your sent items will still be specific to each computer, however.

There may be some tool that lets you keep them in sync, maybe someone will suggest one.

You need to identify the appropriate combination of SQL Server instances and SQL
Server 2005 computers that are needed to fulfill the companys consolidation plans and
security requirements. Which combination should you use?
A. one SQL Server 2005 computer with one instance
B. two SQL Server 2005 computers, each with two instances
C. two SQL Server computers, one with one instance and one with three instances
D. one SQL Server 2005 computer with two instances
Answer: D

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Can you give some examples of how Windows 2003 would allow for server consolidation when moving from NT?

Sure thing, It called try reading your book. If you need legit help let me know